Principal Product Manager, Member

Company: Social Finance, Inc. -(SoFi)
Location: San Francisco
Posted on: March 30, 2025

Job Description:

Shape a brighter financial future with us.Together with our members, we're changing the way people think about and interact with personal finance.We're a next-generation financial services company and national bank using innovative, mobile-first technology to help our millions of members reach their goals. The industry is going through an unprecedented transformation, and we're at the forefront. We're proud to come to work every day knowing that what we do has a direct impact on people's lives, with our core values guiding us every step of the way. Join us to invest in yourself, your career, and the financial world.The RoleWe are seeking a passionate and experienced Principal Product Manager to join our new and growing team to develop a cutting-edge entitlements management and scalable authorization platform that powers secure and seamless access control across our fintech products.You will own and define the vision, strategy, and product roadmap for the platform and drive execution of this mission critical system that will power all of SoFi as well as enable us to launch new commercial feature offerings. You will work closely with engineering, design, compliance, and business teams to create robust solutions that support our financial products, partners, and members.The ideal candidate is forward-thinking, demonstrates exceptional ownership, is intellectually curious, dives below the surface to get to the truth and an outstanding leader.You will join the Digital Identity group was formed last year to be the single threaded owner of all customer identity data. We focus on collecting, protecting, and distributing the critical data that enables SoFi to recognize and support customers as they move through digital product experiences. We work with some of our customers' most sensitive data, and we take privacy and security very seriously, moving towards a zero-trust architecture.What You'll Do

• Own and define the Entitlements and Fine Grained Authorization (Access) product vision, strategy, and multi-year roadmap, aligning with SoFi's broader financial services ecosystem.
• Lead Platform Development: Work with engineering teams to design and build and augment the capabilities of Entitlement Management and Fine Grained Authorization (FGA) based Authorization Platform solutions.
• Ensure Security & Compliance: Collaborate with security, risk, and compliance to ensure regulatory requirements are met.
• Drive Interoperability & Integration: Enable seamless API-driven access control for all SoFi products, supporting fintech use cases such as payments, lending, and financial data access.
• Optimize Performance & Scalability: Build authorization services that handle high-scale, low-latency access requests efficiently.
• Monitor & Improve Authorization Policies: Establish KPIs, monitoring systems, and audit trails to continuously refine authorization policies and ensure system reliability.
• Engage with Stakeholders and drive Adoption: Act as the primary advocate for authorization solutions, driving adoption within SoFi as well as its enterprise partners, ensuring alignment across product, engineering, compliance, and other cross functional teams.What You'll Need
  • Bachelor's degree or higher in any discipline (technical or non-technical)
  • 7+ years of product management experience (technical), with at least 3 years focused on identity, access management, or authorization platforms.
  • Proven experience building and scaling tier-1 consumer-focused authorization platforms, access control systems, or similar solutions.
  • Deep understanding of RBAC, REBAC, FGA, JWT, and other modern authentication/authorization frameworks.
  • Strong technical acumen with the ability to collaborate effectively with engineers and security teams.
  • Ability to define authorization policies, permission models, and API-based access control solutions.
  • Exceptional problem-solving skills and a data-driven approach to decision-making with the ability to define and measure key performance indicators.
  • Experience with cloud-based authorization services (AWS IAM, GCP IAM, Google Zanzibar, OpenFGA, SpiceDB, or similar) is a plus.
  • Drive cross-functional execution by aligning across product teams, operations, legal, compliance, and other key stakeholders on priorities.
  • Communicate effectively with senior stakeholders, bringing clarity to ambiguous situations in a fast-paced, agile environment.
  • Ability to understand and discuss technical concepts, manage tradeoffs, and evaluate new ideas.
  • Exceptional communication and leadership skills, with a strong ability to influence cross-functional teams.
  • Strong attention to detail with the ability to summarize complex issues.
  • Embody SoFi's values in all aspects of your work.Nice to Have
    • Engineering or Architecture Background: We strongly prefer candidates who have an engineering or software architecture background and have transitioned into platform product management.
    • Hands-on experience with distributed systems, and API-first architectures.
    • Previous experience as a Software Engineer, Security Engineer, Solutions Architect, or Technical Lead before moving into product management.
    • Experience designing highly available, scalable, and resilient platform services in fintech or enterprise environments.Compensation and BenefitsThe base pay range for this role is listed below. Final base pay offer will be determined based on individual factors such as the candidate's experience, skills, and location.To view all of our comprehensive and competitive benefits, visit our Benefits at SoFi page!Pay range: $163,200.00 - $280,500.00Payment frequency: AnnualThis role is also eligible for a bonus, long term incentives and competitive benefits. More information about our employee benefits can be found in the link above.
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Keywords: Social Finance, Inc. -(SoFi), San Francisco , Principal Product Manager, Member, Executive , San Francisco, California